Since we will be getting married at a very nice garden and are providing guests with alcohol, we decided to buy wedding insurance. We don't want Uncle so-and-so kicking over a $10 K plant or anything!
WedSafe Wedding Insurance Program
We purchased the following policies:
1) Special Event Cancellation Insurance Policy - $ 221.00
2) Special Event Liability Insurance Policy - $176.00
Wedsafe was the most highly recommended and largest wedding insurance place we found, so we went with them. After the wedding, I will post a review if we had good/bad/indifferent experiences with them.